Superannuation – Investfit

18 11, 2016

How Should Retirement Income be Structured and What Banks And Other Need to Offer When it Comes to Financial Advice

By James Claridge| 2017-03-21T21:32:51+10:00 November 18th, 2016|Digital Financial Advice, Financial Advisors, Investfit, Investing, Retirement, Superannuation|

The Financial System Inquiry Final Report was released in 2014 and raised the notion of a Comprehensive Income Product for Retirement (“CIPR”) to be pre-selected by super fund trustees, but only started after the member has chosen to go ahead [...]

9 09, 2016

Digital Financial Advice – Not a Passing Fad

By James Claridge| 2017-03-21T22:02:11+10:00 September 9th, 2016|Digital Financial Advice, Financial Advisors, Investfit, Investing, Model, Retirement, Shares, SMSF, Superannuation, Technology|

The 30th of August saw the release by ASIC of RG255 on digital financial advice. In their media release ASIC says: “ASIC supports the development of a healthy and robust digital advice market. In an environment where only [...]

1 07, 2016

Why Investment In Shares May Be Less Risky Than Cash And Bonds

By James Claridge| 2016-07-19T16:15:35+10:00 July 1st, 2016|Bonds, Financial Advisors, Investfit, Retirement, Shares, SMSF, Superannuation|

The current approach to financial advice is to put the client into a category, based on an assessment of their "risk profile". Each category has assigned to it an investment strategy according to level of "risk"; for example a "conservative" [...]